Auto and Motors Club

It looks as if we are heading towards a double dip recession. Financially speaking, these are worrying times.  Many of us will be searching for ways of reducing our outgoings and one such area where the vast majority of people can save money, is car insurance. Car insurance rates have risen dramatically in recent years, but many people are paying over-the-odds for their policies.  Read on to find out how you can save money on your insurance. Click Here.

Shop Around

People tend to buy the first policy they find and this is one of the reasons why so many of us are paying so much.  Whenever you purchase a new insurance policy, or renew an old policy, you must get quotes from at least four different companies.  In the UK and in Northern Ireland, this is a relatively straightforward process, they simply log on to a price comparison website.  However, in order to find cheap car insurance in Ireland, you will need to do this manually as there are no impartial comparison sites.

Use the Internet

The internet is a very competitive market. This means that you will always find the best prices online; this is true of all consumer products and not just financial products.

Take an Advanced Driving Course

These courses will cost around €400 (- including the cost of the test).  The better you are at driving, and the more proof you have, the lower your insurance rates will be.  Furthermore, these tests teach you how to drive in a more fuel-efficient manner, so you will save money on fuel in the end.

Enhance the Safety Features of your Car

Various safety features will reduce the cost of your car insurance.  These include air bags, side impact protection bars, bonnets that crumple under impact, anti-theft devices, locking wheel nuts and anti-lock braking systems.  The more safety features the car has, the cheaper the insurance, but more importantly, the safer it is to drive.